1. Enter a new dimension in provident funds, providing more individualized choices for members
TMBAM offers members the privilege to choose their own investment policy (Employees Choice) as we believe in accommodating the unique differences in each member whether its age, target objective, investment horizon, size of investment, risk tolerance, or investment prowess. The Provident Fund Committee can also take on a less dominant role as individual members can participate in customizing their own investment plan to suit their own preferences. This is a large improvement over plain Provident Funds offered elsewhere, typically a single investment policy decided by a Provident Fund Committee and uniformly applied to all members alike, thus unable to fully cater towards any individual needs.
2. Members gains access to large funds with strong bargaining power and more economical cost structures
TMBAM has Provident Funds with the structure of Master Funds whereby money belonging to the Provident Fund is placed into units of well-established mutual funds managed by TMBAM as well. Each has its own unique investment policy with distinct guidelines with regards to securities invested and risks taken (Defined Asset Class). These larger funds accesses a wider selection of securities and enhances the ability to acquire and manage investments more efficiently, hence lowers costs and strengthens performance.
3. Pay no management fees at the Provident Fund level.
TMBAM does not charge a fund management fee at the Provident Fund level since money from the fund is channelled into units of mutual funds already established by TMBAM. The invested money will not be subjected to a duplication of fees. As such, the Provident Fund itself does not impose additional fund management fees other than those charged by the chosen mutual funds.
4. Support to help increase your understanding of financial investment
To assist members in finalizing their own investment plan, TMBAM offers supporting knowledge and guidance to help determine the investment policy which would suit the varied needs of individual members.
5. Fund Management Experience
TMBAM has earned a commendable track record in fund management for over 10 years, operating with innovation, transparency, and resoluteness. We offer a wide selection of funds to serve an investors varied objectives and preferred risk levels. TMBAM has well-established operations upholding Good Corporate Governance and rigorous portfolio management standards. Our experienced staff of professionals meet SEC qualifications, working under a Team Approach. An Investment Committee approves both broad guidelines as well as investments at the more detailed level before actual investment is carried out. This ensures no decision is conducted single-handedly.
6. Investment philosophy
TMBAM places the highest priority on the best interests of our funds and the benefits of unitholders.
TMBAM caters to the differences in individual preferences and needs. True financial success depends on Financial Planning that is well-conceived, sound, and with sufficient diversification of risks. This includes a solid Asset Allocation strategy that suits the individual, and thereby offer an appropriate level of risks.
TMBAM operates proficiently and with high transparency.
As your working career draws to a close, how can you be assured the monthly savings youve accumulated can enable the retirement lifestyle you wish for
To turn the desires of a comfortable retirement into reality, TMBAM emphasizes the importance of sound financial planning. We have staff dedicated to Provident Funds to support these special needs. Our investment planners can assist you in deciding how to allocate your money among the various investment funds thats in-line with your investment objectives and preferred risk levels. This also gives clarity to the Fund Manager who is seeking the best returns for you, adhering strictly to the instructed policy.
Of course, plans can change. You have the flexibility to change your chosen investment plan at all times. Have the comfort that your strategy can be updated, thus ensure the expectations of you and your loved ones are being cared for.
Provident Funds by TMBAM . . . A new dimension in individuality
Define your own financial future . . .
Construct that future yourself . . .
And stride towards that goal with confidence
With TMBAM always by your side
Interested in setting up provident funds with TMBAM as a stable welfare, and an opportunity to expand the choices of investment and customize investment policy for your employees, please contact:
Customer Relation Group Department, TMB Asset Management Co.,Ltd.
32nd Floor, Abdulrahim Place Building
990 Rama IV Road, Bangkok 10500
Phone: 0-2636-1800
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| Disclaimer An investment in a fund involves investment risks. Please read the fund's prospectus carefully before investing.
