See how these new versatile Provident Funds by TMBAM differ from the rest. Employee’s Choice feature lets individual members design their own investment policy.
Provident Funds featuring Employee’s Choice marks a new era in customizable Provident Funds. Members can individually choose their own investment preferences, picking what’s best suited for their age, attitude towards risks, and investment objectives. Plain provident funds bearing a standard universal investment policy cannot achieve such individualized suitability.
TMBAM respects the uniqueness of individuals. As such, we strive to offer members of Provident Funds we manage, the ability to "choose" and "combine" your own unique investment portfolio through the Registered Provident Fund Of TMBAM M Choice which has 7 policies ( July 1, 2009) of different Defined Asset Classes as following;
TMB Treasury Provident Investment Policy “stable and low risk”
High principal protection, consistent returns
Risk:Low
TMB Money Investment Policy “stable yet flexible”
High principal protection, attractive returns, steady wealth accumulation, high flexibility
Risk:Low
TMB SET50 Investment Policy “lucrative and aspiring”
Suits members investing for the long term but willing to accept market fluctuations. The fund's investment policy centers on common stocks of the 50 main listed companies, aiming to achieve a return that is as close as possible to that of the SET 50 Index.
Risk: Relatively High
TMB Jumbo25 Investment Policy “lucrative and aspiring”
Suits members able to accept market volatility. The investment policy focuses on the common stocks of the largest 25 listed companies meeting criterias of market capitalization, earnings, dividend payment history or schedule, and share liquidity.
Risk: Relatively High
TMB Gold Fund Investment Policy "Gold: Alternative Investment"
Suits members able to accept gold price volatility. Fund's objective is to generate a return on investment that is in line with a direct investment in Gold Bullion by investing in securities or unit trusts of off-shore fund.
Risk: High
TMB World Equity Index Investment Policy "Expand investment opportunity and increase diversification"
Focuses on securities or unit trusts of off-shore fund and suits members able to accept stock market fluctuations, aiming to achieve returns that are in-line with performance of the MSCI World Index.
Risk: High
TMB Emerging Markets Equity Index Investment Policy "Expand investment opportunity"
Centers on securities or unit trusts of off-shore fund and suits members able to accept stock market fluctuations, aiming to achieve returns that are in-line with performance of the MSCI Emerging Markets Index.
Risk: High
TMB China Equity Index Fund Policy "Expand investment opportunity"
Emphasis on securities or unit trusts of off-shore mutual funds sharing the same objectives and investment policy as the TMB China Equity Index Fund, aiming to achieve returns that are in-line with performance of the FTSE/Xinhua China A50.
Risk: High
Examples of individually customized investment plans
Provident Fund Members
Investment Policy in Unit Trust
TMB Treasury
TMB Money
TMB SET50
JUMBO25
TMB Gold Fund
TMB World Equity Index
TMB Emerging Markets Equity Index
TMB China Equity Index Fund
TMBAM
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√
√
√
√
√
√
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Provident Fund Committee
sets investment guidelines
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√
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Provident Fund Members
Weighting in the Fund (%)
TMB Treasury Fund
TMB Money Fund
TMB SET 50
Khun C :
Approaching retirement age
Prefers the least amount of risk
60
40
0
Khun D :
Young and a newly-enrolled member of a Provident Fund
Never invested before; prefers to go with the investment guidelines suggested by the Provident Fund Committee
50
50
0
Khun B :
Middle-aged
Needs help deciding an investment scheme for himself, therefore consults TMBAM for advice
20
60
20
Khun A :
Young
Willing to accept higher financial risks
25
25
50
Note:
Funds mentioned above refers to Provident Funds (registered)
Interested in setting up provident funds with TMBAM as a stable welfare, and an opportunity to expand the choices of investment and customize investment policy for your employees, please contact:
Customer Relation Group Department, TMB Asset Management Co.,Ltd.
32nd Floor, Abdulrahim Place Building
990 Rama IV Road, Bangkok 10500
Phone: 0-2636-1800
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| Disclaimer An investment in a fund involves investment risks. Please read the fund's prospectus carefully before investing.
